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Do I Need Separate Insurance for my Bicycle?

Do I need separate insurance for my bicycle?

You probably do not need separate insurance for your bicycle. For accidents and liability, you should be covered by your automobile insurance policy. For theft and vandalism, your homeowners coverage will usually protect you, and will cover the replacement cost of the bike. However, remember that all policies have limitations and exclusions that may affect coverage.

I would like to take time to thank the staff at Daggett Shuler Attorneys at Law. To Megan Youngblood for helping me get my disability started; thank you so much for everything!

Olivia Winston