We were all taught to keep our promises.
Whether it is for auto, life, disability, homeowners or business, insurance is a promise to protect you, your family, or your business from harm. Unfortunately, the promises made in insurance policies are not always kept. At Daggett Shuler, our lawyers understand insurance and help you make sure the promise of your protection is kept.
Insurance policies are complex. Most insurance benefits have significant filing requirements. Also, it is generally up to you to make the claim – no one at the insurance company is going to tell you where to look to collect on your claim.
If you’ve been injured or experienced the death of a loved one, there may be an insurance policy that promised to protect you and your family. But, you must first identify and understand the coverage available to you and meet many strict requirements and jump difficult legal hurdles.
If you’ve had a loss to your property, or a business loss or dispute, an insurance policy may exist to protect you from further harm. But again, you must be able to identify what insurance exists and how you may be protected.
In almost every case, when you need insurance the most is when you are most vulnerable – when you’ve experienced a loss. At that moment, an insurance company is rarely on your side. Insurance companies do not always keep their promises the way we were taught. If you’ve experienced a personal or business loss, rest assured that at Daggett Shuler, you can depend on us to make sure that a promise made is a promise kept.
Life Insurance Claims
Did you know that every year millions and millions of dollars of life insurance benefits go uncollected?
After a loved one dies, many times people are not aware that life insurance benefits even exist, let alone where to locate the actual life insurance policies. Often, there isn’t a paper trail as to where these records might be, as many of us have our life insurance through work. This can be a serious problem, because many life insurance policies have very strict time limits within which you must submit all claims. Furthermore, there are many legal hurdles you must go through, such as completing “Proof of Loss” forms, insurance papers, and many other documents.
If you’ve experienced the loss of a loved one, make sure you get the life insurance benefits you deserve. These benefits will take care of your family, your children, your loved ones, and many times it’s essential that you get these benefits for your own well-being, comfort and support.